We’re not in right now but please sit down and get comfortable. Stay as long as you like. There will be no charge for this visit nor is there any charge for our consultation.

When we designed our site we tried to anticipate your questions and concerns and provide as many answers as possible. If you are thinking about bankruptcy, you’ve come to the right place. But, is bankruptcy is right for you? Maybe bankruptcy is not the right way to go and a debt negotiation would be best. There exist many options and alternatives to filing bankruptcy. Our hope is to help you decide if filing a bankruptcy, doing a debt workout, doing nothing or paying your debt in full is the right way to deal with the money you owe your creditors.

Debt and bankruptcy are serious issues. Read all of the information that you can find.

At bankruptcypreparers.com, our mission is two-fold…firstly, we give our clients a “fresh start” at lower costs.

Secondly, our goal is to aquaint and inform the lay-person who may be considering bankruptcy, but is undecided about representing themselves {called In Pro Per or Pro Se}, in a bankruptcy proceeding.

In this regard, the information offered here will acquaint you with the basics of bankruptcy law and procedures involved in a bankruptcy proceeding under Chapter 7, 11, or 13 of the U.S. Bankruptcy Code, Title 11 U.S.C. It is also our intent to inform potential debtors in bankruptcy on how to competently assist us, assuming you hire us, as your bankruptcy petition preparer (BPP), in completing all the required forms for a successfully filed and completed bankruptcy case.

Caveat: Although the U.S. Congress has duly authorized BPP’s under Title 11 U.S.C. § 110 of the U.S. Bankruptcy Code to prepare bankruptcy petitions since 1994 we have not been authorized to give legal advise as we are not lawyers, but most, if not all, states recognize our existence and classify us as either "independent paralegals", "legal document preparers" or "legal document assistants".

Effective January 1, 2007 we are no longer accepting new clients in the State of Arizona...all others are urged to contacts for further information and assistance.

While we do subscribe to the practice of laypersons representing themselves - the U.S. Constitution guarantees it - and is evidenced by the fact that we have successfully assisted thousands debtors throughout the U.S. over the past 15 years. But, we acknowledge that some cases may and do require legal advise. If you feel that legal advise is necessary, we urge and insist you get it...and we'll even help you find a competent and reasonably priced lawyer. Just ask!


Now then, where do we begin to answer all your questions so that you feel competent and comfortable to "Be Your Own Lawyer"?

First, you need to ask yourself “Do I have debt problems?” Click to find out!

Second, if you have debt problems, you need to recognize and understand these “indisputable facts”…

Fact is..."Debt is robbing you and your family from saving for your children’s education, your retirement, or merely enjoying the fruits of your labor."

Fact is..."If you pay the minimum payment you are billed for each month by your credit card company it is mathematically designed to take you 31 years and 2 months to repay that debt…no matter what the balance is when you start. And you will pay more than 5 times what you originally owed...and we can prove it!"

Fact is..."Being in debt is stressful. It will cause worry, marital and family problems, illness and business failures."

Fact is..."It doesn't have to be and we can help!"

With our help, you can stop:



Creditor phone calls, threats of lawsuits, wage garnishments, bank levies, car repossessions, evictions, home foreclosures, IRS levies and stress.









With our help, you can start:



Saving for your retirement, your children's education, your new home, enjoying the fruits of your labor, and sleeping at night.










And...thanks to the US Bankruptcy Code you may get to keep: